Cheap Life Cover For £1m


Rates last updated: $QUOTEDATE$

Life cover costs for £1m of protection have steadily been falling over the last few years as life expectancy has been improving and whereas in the past £1m was considered a high life cover amount, these days it is quite common place.

Life cover premiums are calculated based up on your age and smoking status, the amount of cover you want and how long you need the cover to last. Many insurance companies give discounts for buying higher levels of cover and cover levels of £1m plus attract the highest levels of discount.

How much will £1m of life cover cost?

The cost of £1m of life cover depends on your age, smoking status and general state of health. Use the table below to get some idea however there’s no substitute for getting a life cover quote for yourself which uses your own date of birth and will therefore be much more accurate.

The premiums are paid monthly for the full policy term and the customers are assumed to be non-smokers in a normal state of health for their age, (which means they don’t have any medical conditions that could shorten their average life expectancy).

Cheap Life Cover Quotes For £1m
Age5 Years10 Years15 Years20 Years25 Years30 Years35 Years40 Years45 Years50 YearsWhole Of Life
Last Updated: $QUOTEDATE$ (Source:

Compare Prices Before You Buy

It’s always a good idea to compare prices before you buy as some online companies will discount their prices over face to face salesman. You may also want to know that you will have some personal representative support which you can get online during the underwriting process as it’s likely there will be medical reports and possibly a medical exam due to the higher sum assured.